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    • Home
    • Resources
    • Jumbo Loan Programs
    • Get A Personal Rate Quote
    • Why Us
    • FAQ's
    • Utah Luxury Lending Hub
  • Home
  • Resources
  • Jumbo Loan Programs
  • Get A Personal Rate Quote
  • Why Us
  • FAQ's
  • Utah Luxury Lending Hub

Because we give a sh!t

 When it comes to jumbo financing, who you work with matters just as much as the loan itself. Higher loan amounts, complex financial profiles, and competitive markets require more than a rate quote—they require experience, strategy, and execution.

We combine Utah-based jumbo expertise with the strength of the #1 national jumbo lending platform to deliver a smarter, smoother lending experience.

Utah Jumbo Expertise — Not Call-Center Lending

We are not a national call center or a one-size-fits-all lender. We work directly with Utah buyers, homeowners and Realtors who are:

  • Purchasing luxury or high-value homes
  • Navigating complex income or asset structures
  • Buying second homes or vacation properties 
  • Refinancing large loan balances 
  • Competing in fast-moving Utah markets 

Because jumbo loans are not governed by standard agency rules, how the loan is structured from the start is critical. Our approach is hands-on, strategic, and customized to each borrower.

the Nation’s #1 Jumbo Lender

JumboLoansUtah.com is powered by the jumbo lending platform of Rate, the #1 jumbo lender in the United States. That means our Utah clients benefit from:

  • Deep jumbo liquidity 
  • Highly competitive jumbo pricing 
  • Advanced underwriting resources 
  • A wide range of jumbo and Non-QM solutions 

You get the strength and pricing of a national leader, paired with local Utah guidance and accountability.

A Smarter Way to Approach Jumbo Lending

Jumbo loans are not just “bigger mortgages.” They require:

  • Careful income and asset positioning 
  • Proper loan type selection (conforming, jumbo, Non-QM, VA, DSCR) 
  • Appraisal strategy in luxury and resort markets 
  • Clear communication with underwriters from day one 

We don’t just process loans—we structure them intentionally to avoid delays, surprises, and unnecessary friction.

Ready to Get Started

The Bottom Line

We exists to give Utah buyers the best of both worlds: 

  • National jumbo strength 
  • Local Utah expertise 
  • Personalized strategy 
  • Clean, confident closings 

When your mortgage is measured in seven figures, experience matters. With a combined 59 years of Utah lending experience, we are here to help.

Your Utah Mortgage Lender, Your Utah Jumbo Lender. VA and Jumbo experts. Certified Mortgage Advisor.
Your Utah Mortgage Lender, Your Utah Jumbo Lender. VA and Jumbo experts. Certified Mortgage Advisor.
Logo of Utah Association of Mortgage Professionals with a golden arch design.
Your Utah Mortgage Lender, Your Utah Jumbo Lender. VA and Jumbo experts. Certified Mortgage Advisor.
Your Utah Mortgage Lender, Your Utah Jumbo Lender. VA and Jumbo experts. Certified Mortgage Advisor.

Guaranteed Rate, Inc. D/B/A Rate | All rights reserved. NMLS License #2611 © 2026 All Rights Reserved. | Dan Munford NMLS ID 139374 | Equal Housing Lender | 9350 South 150 East Sandy Utah 84070 | (801) 301-5626 | Your Utah Jumbo Lender

Dan.Munford@Rate.com | Powered by IMPACT

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